Charge and you can costs
The fresh conditions and terms towards the home mortgages require you to receive normal paycheck, social coverage or retirement money and use DNB since your everyday lender.
Computation out-of productive rates
BLU Initiate:Loan amount NOK dos one hundred thousand 000 as much as 85 % off market value. Nominal interest rate 3.39 % p.a beneficial. Annuity mortgage which have effective interest rate step three,52 % p.good. in addition to top-prevent percentage NOK step 3 190 and you may instalment fee NOK 65. Cost NOK 990 890, full NOK 2 990 890 more twenty five years.
Loan amount NOK 2 000 000, nominal interest rate 4.69 % p.good. having step 3 season fixed speed. Annuity mortgage with active interest 4.87 % p.a great. also front-prevent percentage NOK 3 190 and you can instalment percentage NOK 65. Costs NOK 1 422 590, totalt NOK step three 422 590 over twenty five years.
Car finance to own young adults which have downpayment 35 % or more:Loan amount NOK 150 one hundred thousand to 65 % regarding cost. Annuity loan that have nominal interest 4.74 % p.a beneficial., energetic interest six.54 % p.an excellent. as well as top-end fee NOK 2 500 and you will instalment fee NOK 65. Prices NOK twenty-five 484, full NOK 175 484 more than 5 years.
Loan amount NOK fifty one hundred thousand. Affordable interest % p.good. Annuity mortgage that have active interest rate % p.a beneficial. together with top-stop payment NOK 500 and you may instalment fee NOK fifty. Total cost NOK 68 777 more than five years.
Fixed-price mortgage loan Saga:Amount borrowed NOK 2 100000 100000, affordable interest cuatro.69 % p.a. to own 3 12 months repaired rate. Annuity mortgage having active interest rate 4.87 % p.an excellent. in addition to front side-prevent fee NOK step three 190 and you may instalment fee NOK 65. Rates NOK step 1 422 590, totalt NOK step three 422 590 over twenty five years.
Car finance Saga and you will Saga Rare metal with thirty five % advance payment:Amount borrowed 150 000 NOK doing 65 % from price. Annuity mortgage that have moderate interest cuatro,74 % p.a beneficial., active interest rate 6.44 % p.a. including top-end commission NOK dos three hundred and you can instalment commission NOK 65. Cost NOK twenty-five 259, full NOK 175 259 more than 5 years.
Saga Liquidity reserve:Loan amount NOK 70 100. Affordable interest %, effective interest % also front-avoid percentage NOK five-hundred. Rates NOK 4 574, complete NOK 74 574 over 12 months.
Real estate loan doing 75 % of ount NOK dos one hundred thousand 100000, doing 75 % from market price. Affordable interest cuatro,31 % p.an effective. Annuity financing with energetic interest rate 4,forty five % p.a. as well as top-prevent percentage NOK step 3 190 and you may instalment percentage NOK 65. Cost NOK step 1 286 390, full NOK step three 286 390 more 25 years.
Domestic equity personal line of credit:Amount borrowed NOK dos 100 100, around 75 % out of market value. Nominal interest rate cuatro,31 % p.an effective. Annuity loan loans Broomtown AL which have active interest cuatro,45 % p.an excellent. in addition to side-prevent payment NOK step 3 190 and you can instalment percentage NOK 65. Costs NOK step 1 286 390, total NOK step three 286 390 more twenty five years..
Fixed-rate home loan:Amount borrowed NOK dos 000 000 doing 75 % out-of market value. Affordable rate of interest cuatro.74 % p.a good. getting step three seasons repaired price period. Annuity loan with energetic interest rate 4.92 % p.a good. along with front side-prevent commission NOK step 3 190 and instalment fee NOK 65. Pricing NOK 1 439 690, overall NOK 3 439 690 over 25 years.
Environmentally friendly mortgage loan:Amount borrowed NOK dos 000 000 doing 85 % from market value. Nominal interest rate step three.39 % p.an excellent. Annuity financing with active interest rate step three.52 % p.an effective. plus side-end commission NOK 3 190 and you can instalment payment NOK 65. Prices NOK 990 890, totalt NOK 2 990 890 over 25 years.